Otis McDonald, 80, of Chicago - Rest in Peace, Buddy

Why would a cowboy from Tucson Az praise a city dwellin ' black man from inner Chicago you ask?   Because the passing of Otis McDonald heralds the death of a man who stood up for principal of self defense, safety, and the rights of city dwellers EVERYWHERE to be able to defend themselves if attacked, and that in a city proclaimed the "Murder Capital of America by millions everywhere else in our Country. He stood up and defended the right of Chicago folks to arm themselves in the face of murders on the streets, to defeat the stupid law of anti-gun legislation that forbade ordinary folks from protecting themselves against street punks.

Otis McDonald - say it. He's a hero for all Chicago. Grab yourself a pistol, stick it in your pocket, purse, wherever and when attacked, threatened, God forbid, I hope you DON'T have to use it, but as Col Samuel Colt once said - " better to have it and not need it, than need it and NOT have it."

    Otis, dead at 80. Cancer.

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Bill and Hillary Clinton, "back to the future"

" In the 1994 State of the Union Speech, he happily appropriated what had long been Republican issues: speaking with feeling on crime and VALUES. People said, he looked Good
     And I agreed. In fact...in struck me he that he was a better actor than my old boss, Ronald Reagan. - thoroughly engaged by the text, emoting with ease, showing that jaw, glistening eyes. I can't tell you how much I enjoyed, in those days after the speech, telling Democrats, "Your guy - He's just...an actor!!." It was fun - made 'em crazy. He was radiating a greater sense of competence......Peggy Noonan, speech Writer from her book  " Life, Liberty and the Pursuit of Happiness.
     All this from Mr. Clinton just 20 years ago. And now, just two years short of the crowning of Mrs Clinton, we get the same show, all over again. Act 3.
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Re-Fi mortgages

No matter what mortgage brokers, or more properly, sales people tell you, whatever they say, it will usually be

• an overstatement if they are trying to entice you about something good
• or an understatement if there is a hitch
• it will take at least twice to three times AS LONG to finish up - ask the question, neighbor and then, whatever they say, add two months to it.
• ask for references from them, and watch their eyes. If they dart down and away, " DANGER, WILL ROBINSON - DANGER." (...they lie)
• whatever fees are mentioned, write them down on your own note pad. 
• Get it in writing - DOESN'T MEAN A THING. Getting it in writing guarantees nothing. Every aspect of your contractual agreement can be broken at their will. Your hirng an attorney will cost you your own funds to bring them to heel. 
• You ultimately will get what you want after frustration city. Look forward to delay after delay after delay.
• Financial institutions operate in what is known as "smokestack" environments. One department does not know what the other is doing and rarely talk to each other
• Good Luck